Are You Covered?

Getting Covered is one of the best things your can do for your health
In recent years, as many as 10 percent of women under age 65 reported not having insurance.1 That means that 10 percent of women under age 65 didn’t have the access to medical care that they needed to stay healthy. Every woman needs protection—and if you don’t have coverage through an employer, you can still get covered. You can buy your own, individual health insurance plan that is perfectly tailored to meet your needs. These plans are available directly from insurance carriers—like UPMC Health Plan—or through Pennsylvania’s new health insurance marketplace, Pennie.

The benefits of an individual plan2
The bustle of everyday life can make you forget to take care of yourself. Now more than ever, it’s important to take a step back and evaluate your health. Make a commitment to lead a happier and healthier life.

Individual plans cover many important women’s preventive services at no cost. Preventive services can help you stay healthy and detect early signs of disease. These include services such as:

  • Breast cancer screenings (mammograms).
  • Cervical cancer screenings (Pap tests).
  • Contraception.
  • HIV and STD screenings and counseling.
  • Osteoporosis screenings (bone density tests).
  • Well-woman visits.

You have individual needs
We understand that selecting your own health insurance can be a daunting task. After all, not all health insurance plans are created equal and there are a variety of plans available to meet your unique needs. Start by answering the following questions:

  • What hospital do you want to go to?
  • What doctors do you think you’ll need?
  • How often do you have checkups?
  • Do you have any pre-existing conditions?
  • Will you include dependents in your plan?

Many people are eligible for financial assistance
We all know that health insurance can be expensive, but cost doesn’t have to be a prohibitive factor. Those who can’t afford health insurance can get financial help paying for coverage,* even if they have a pre-existing condition. Depending on your income and family size, you may qualify for financial assistance to pay your monthly bill or for the care you receive. Think you may be eligible? You can check your eligibility through the UPMC Health Plan Marketplace or by visiting

We’re here to help
Having health insurance for routine care and emergencies is very important. You have options when it comes to your health. We hope you choose what is best for your specific needs. Should you require help along the way, UPMC Health Plan can offer assistance at any stage in the process.

Connect with us!

  • Call 1-833-776-4536 (TTY: 711).
  • Enroll online at
  • Visit a UPMC Health Plan Connect Center. Call 1-855-306-8834 (TTY: 711) to find the location nearest you.

*Eligibility for financial assistance is based on annual adjusted gross income. Annual income amounts are determined by the Federal Government. To determine your eligibility for financial assistance, you must confirm your eligibility on the Pennie website.
1Meeting women’s needs through the Health Insurance Marketplace: What you need to know. The Centers for Disease Control and Prevention. September 8, 2017. Accessed October 13, 2020.
2Cohen RA, Terlizzi EP, Martinez ME. Health insurance coverage: Early release of estimates from the National Health Interview Survey, 2018. The Centers for Disease Control and Prevention, National Center for Health Statistics. May 2019. Accessed October 13, 2020.